The Netbank Advantage: Your All-in-One Financial Toolkit

Netbank is more than just a place to store your money. It is a powerful platform designed to help you manage, grow, and scale your financial life with ease.

GROW – Maximize Your Wealth

Watch your money work harder for you. Enjoy a competitive 3.25% p.a. interest rate on your standard high-yield savings.

For customers looking to lock in potentially higher returns, Netbank Time Deposits offer 5% p.a. for one year or 4.5% p.a. for six months, giving you predictable growth over your selected placement period.

Rates, eligibility, applicable taxes, product terms, and availability may change. Please review the latest Netbank product information before placing funds.

MOVE – Effortless & Free Transfers

Moving money should never be a burden. With Netbank, you can transfer funds to other banks through InstaPay, up to PHP 50,000 per transaction, or PESONet, up to PHP 1,000,000 per transaction, with zero transfer fees.

Need to send money to another Netbank user? Enjoy instant, free Netbank-to-Netbank transfers using a mobile number or account number.

▶ Watch Fund Transfer Guide Note: PESONet transfers are credited in scheduled batches, while InstaPay and internal Netbank transfers generally reflect immediately. Applicable network limits and service availability may change.

SETTLE – One-Tap Bill Payments

Skip the long lines and manage your obligations from the palm of your hand. Netbank’s bills payment feature lets you settle accounts for electricity, water, internet, cable television, telecommunications, tolls, loans, and other supported billers.

It is a convenient way to keep your household or business payments organized through Netbank Mobile.

▶ Watch Bills Payment Guide

LOAD – Instant Connectivity

Stay connected to what matters. Quickly purchase regular mobile load or available data promotions for supported networks, including DITO, Globe, TM, Smart, Smart Bro, and TNT.

Whether for work, communication, or entertainment, a mobile top-up is only a few taps away through Netbank Mobile.

SCALE – Empower Your Business

Ready to take your business to the next level? Scale your operations by applying for a Netbank Merchant Account.

A Merchant Account lets you accept customer payments through QR Ph QR codes for a flat fee of PHP 5 per transaction. Transferring earnings from your Merchant Account to your personal Netbank Mobile account is free.

📋 Apply for a Merchant Account

Before applying: Ensure that you already have a Netbank Mobile individual or personal account. Prepare your valid ID, DTI or applicable business license, local government registration, and other requested documents.