BGC, TAGUIG CITY, Philippines — Netbank, the Philippines' premier Banking-as-a-Service (BaaS) infrastructure provider, has officially partnered with PayLoro to power the backend architecture of its growing digital payment network.
PayLoro—the digital payments and e-money brand operated by eMandarin Ventures, Inc.—will integrate Netbank's specialized Collect-as-a-Service (via QR Ph) and Disburse-as-a-Service solutions. This integration enables PayLoro’s merchant network and users to process real-time, interoperable QR payments and automated fund transfers securely within its native platform.
📌 Partnership Highlights
Strengthening Local Payment Infrastructure
As digital transactions rapidly scale across retail and e-commerce channels in the Philippines, payment providers require highly reliable banking infrastructure to eliminate transaction drops and latency.
Through this partnership, PayLoro leverages Netbank’s regulated rural banking rails to power its core financial services without building complex, multi-layered clearing connections from scratch.
The integration focuses on two high-utility capabilities:
- Local Collect via QR Ph: Enabling merchants to accept instant, interoperable digital payments seamlessly using the national QR Ph standard.
- Local Disburse: Utilizing Netbank’s API-driven clearing connections for real-time fund transfers, mass payouts, and automated reconciliations.
- Bank-Grade Compliance: Operating under fully regulated, BSP-compliant framework standards to safeguard user funds and prevent digital fraud.
Driving Fintech Innovation
The collaboration reinforces Netbank’s mission to serve as the invisible, high-utility banking engine behind the Philippines' leading fintech platforms. By handling the underlying balance sheet settlement and regulatory compliance, Netbank allows tech innovators like PayLoro to focus entirely on user experience and merchant acquisition.
"We are incredibly excited to support PayLoro’s rapid growth and continue our mission of providing high-utility, secure banking infrastructure to the region's top fintech innovators. By combining PayLoro’s user-centric platform with Netbank’s local collection and disbursement capabilities, we are building a faster, smarter, and safer digital payment ecosystem for the Philippines."
— Cely Ann Lim, Solutions Manager of Netbank"Partnering with Netbank allows PayLoro to elevate our backend clearing capabilities and deliver an even more reliable, lightning-fast digital transaction experience for our growing network of merchants and consumers. With Netbank’s robust rails, we can expand our financial solutions while ensuring absolute security and seamless accessibility."
— The PayLoro Executive Leadership Team
About PayLoro
PayLoro is the financial technology platform and e-money brand operated by eMandarin Ventures, Inc., a BSP-regulated Electronic Money Issuer (EMI-NBFI) and registered Operator of Payment System (OPS) headquartered in Bonifacio Global City, Taguig. PayLoro provides comprehensive, merchant-focused digital payment solutions, specializing in QR Ph acceptance and mass disbursements.
About Netbank
Netbank (A Rural Bank) Inc. is the premier technology-driven 'Banking-as-a-Service' platform in the Philippines. Regulated by the Bangko Sentral ng Pilipinas (BSP), Netbank empowers fintechs, corporate platforms, and enterprises to embed white-labeled financial services— including accounts, payments, and lending modules—directly into their apps and workflows. By providing a safe, reliable, and deeply integrated financial utility, Netbank accelerates digital innovation and drives meaningful financial inclusion across the archipelago. Deposits are insured by the PDIC up to ₱1,000,000 per depositor. Learn more at www.netbank.ph.
Media Contact
PayLoro
Contact: Business Development and Marketing Group
Email: bd@payloro.com
Website: www.payloro.ph
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