Empowering Families and Underserved Communities with Access to rewarding banking opportunities for everyone

Netbank Mobile operates on a quest for financial equity! Picture this: we’re crafting a landscape where Filipino families and overlooked communities wield the power of banking prowess. Our mission? It’s like coding a new dimension, unlocking treasure troves of financial possibilities for every user in the Philippines.

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Netbank Mobile operates on a quest for financial equity! Picture this: we’re crafting a landscape where Filipino families and overlooked communities wield the power of banking prowess. Our mission? It’s like coding a new dimension, unlocking treasure troves of financial possibilities for every user in the Philippines.

Interest Rate

4% interest rate p.a with daily crediting

6 months with 6% interest rate p.a 12 months with 7% interest rate p.a

Charges & Fees

From Netbank Mobile to
other banks

Instapay

Free

PESONET

Free

From Netbank to Netbank

Free

Ayannah Network

Php 40.00

ECPay Network 

 Php 20.00

M Lhuillier

 Php 30.00

VIP Center

 Php 5.00

Ayannah Network

 3% of the transaction amount

M Lhuillier

 2% of the transaction amount

Note: No charges/payment shall be asked by the counters and stores on top of your deposit/cash-in or withdrawal/cash-out amount.

Need Support?

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Contact us at
cs_mobile@netbank.ph

Customer Support Team is
only available 8AM to 5PM Monday to Friday

Frequently Asked Questions

Netbank Mobile, an integral component of Netbank’s retail banking lineup, grants users access to a diverse array of high-yield banking products.

Adding to its innovative suite, Netbank introduced Netizen in May 2022, targeting the distinctive financial requisites of our esteemed Kababayang Pinoy OFWs within the retail banking domain.

Netbank is poised to unleash the Netbank Wallet, catering to avid transaction enthusiasts through dedicated e-wallet accounts. Additionally, the impending launch of the Netbank Business app will serve as a boon for corporations and organizations seeking enhanced financial management.

As a fully compliant entity overseen by the Banko Sentral ng Pilipinas and formerly recognized as the Community Rural Bank of Romblon, Netbank adheres rigorously to regulatory standards.

Where can I download the Netbank Mobile Application?

You can download Netbank Mobile Banking Application from Google Play Store and Apple Store.

What type of account I will get after the registration?

Regular Savings Account

What branch do I need to select during the account application?

Netbank Mobile Branch

Acceptable Valid IDs to open a Netbank Savings Account.

  • Philippines Passport

  • National ID or PhylSys ID

  • OFW I.D.

  • Seafarer’s Identity Document (SID

  • Driver’s License 

  • PRC Card

  • NBI Clearance 

  • Police Clearance

  • Postal I.D. 

  • Barangay Certification 

  • GSIS e-card 

  • SSS 

  • Senior Citizen’s Card

  • UMID

  • For Resident Aliens/Expats/Foreign Students – please provide one of these documents (Alien Certificate of Registration, Passport, Visa, Immigrant Certificate of Residence, or Immigrant of Registration)

What is the type of account I will get after the registration?

Regular Savings Account.

How much is the minimum initial deposit?

No minimum initial deposit and No maintaining balance. 

 What is the Interest Rate?

  • Account opening starting September 1, 2023, onwards will get a 4% interest rate p.a.

  • All other existing accounts will remain at their current rates.

  • All existing users enjoying a 6% interest rate will receive a rate of 5.5% starting August 1, 2024. 

*The interest rate offered may need to adjust in accordance with Netbank’s asset/liability requirements and market conditions.

When will I receive the Interest Rate?

Daily interest crediting 

What is the minimum balance to earn interest?

1.00 Php 

Are you offering a Time Deposit?

Yes, you can open a time deposit, just log in to your Netbank Mobile Application and tap “Term Deposit.   

TIME DEPOSIT 

Minimum of 10,000 Php

Term                             Interest Rate

6 months                    6% per annum

12 months                  7% per annum

Netbank to Netbank 

Internal Fund Transfer (Netbank to Netbank), the transaction should also be reflected immediately.

 

Instapay

If it’s a fund transfer using Instapay, the transaction should also be reflected immediately.

Pesonet

  • Crediting 10:00 AM to 1:00 PM: Transactions made from 3:31 PM the previous day to 9:30 AM the current day.

  • Crediting 1:00 PM to 4:00 PM: Transactions made from 9:31 AM to 12:30 PM on the current day.

  • Crediting 4:00 PM to 10:00 AM (next day): Transactions made from 12:31 PM to 3:30 PM on the current day.

For example, if the fund transfer was made on a Friday after 3:30 PM or on a Saturday/Sunday, the transaction will be reflected on the following Monday (earliest by 10:00 AM). We suggest waiting until the end of the day before checking the account. Alternatively, you may also check with the recipient Bank for the status of the funds as posting time may vary from bank to bank. 

 ​

I type the wrong account number as a recipient for the fund transfer. Can I cancel or undo the transfer?

A fund transfer instruction, once submitted after you key in your PIN, cannot be canceled/reversed.

 

Please make sure you input the correct account number before proceeding with keying in of your transaction PIN.

  

If you enter an invalid account number (InstaPay/PESONet) it depends on the processor – it might be debited first and credited back when the transfer is rejected by the processor.  

Fund Transfers Limit and Fees

Pesonet 

Php 1M per Transaction Limit

Free

 

Instapay

Php 50,000 per Transaction Limit

Free

 

Netbank to Netbank

No Limit

Free 

ist of our Cash In Agents

 

  • MLhuillier                Fees 30 Php

  • Panalo Express    Fees 40 Php

  • VIP Center              Fees 5 Php

  • Clients can also cash in/deposit via bank transfer from other banks/e-wallets to their Netbank Mobile account

List of our Cash Out Agents

​​

  • MLhuillier                    Fees 2% of the transaction amount

  • Ayannah Network   Fees 3% of the transaction amount

To open a merchant account or business account for MSMEs, the following requirements must be met: First, an individual account is needed as a prerequisite before requesting a merchant account. To apply for a merchant account, please complete the online application form on your Netbank Mobile. Follow the instructions below. 


1. Open the App
2. Click Settings
3. Click FAQ
4. Select “Merchant Account”
5. Tap “Merchant Account Opening”
6. Complete the required Field and Submit


Prepare the following documents:

  • Valid ID of Authorized Signatory

  • Photo Signature

  • Selfie together with your Valid ID

  • Local Government Business Registration

  • National Business License (DTI)

  • BIR Registration (if available)

A merchant account allows you to accept payments from your customers via QRPH QR Code. With this account, you’ll generate a QR Code for your customers to scan when making payments. Please note that scanning QR Codes of your customers, as well as scanning GCredit and GGives, is currently not supported. Payment collection will only be successful when your customer scans your Merchant QR Code. The fee for any transaction amount is 5PHP. Additionally, transferring funds from your Netbank Merchant account to your Netbank Mobile account is free of charge. There are no payment limits. This merchant account also offers interest at 2% with daily crediting starting August 20, 2024. 

The Turnaround time for the Approval after the user submits the merchant account application or after registration is listed below. 

  • Account Applications before 5pm PST during banking days will be processed the same day. 

  • Account Applications after 5pm PST will be processed on the next banking day.

  • Account Applications on Fridays after 5pm PST will be processed on the next banking day (Monday).

  • Account  Applications during weekends and holidays will be processed on the next banking day.

Netbank is a participant in QR (Quick Response) PH (Philippines) P2P (Peer-to-Peer) and P2M (Peer-to-Merchant) transactions.

Read more about our Product Disclosure Agreement Here

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Netbank Mobile operates on a quest for financial equity! Picture this: we’re crafting a landscape where Filipino families and overlooked communities wield the power of banking prowess. Our mission? It’s like coding a new dimension, unlocking treasure troves of financial possibilities for every user in the Philippines.

Young Paul Raneses
Head of Mobile Banking & Networks
Netbank

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