Netbank Mobile, an integral component of Netbank’s retail banking lineup, grants users access to a diverse array of high-yield banking products.

As a fully compliant entity overseen by the Banko Sentral ng Pilipinas and formerly recognized as the Community Rural Bank of Romblon, Netbank adheres rigorously to regulatory standards.

Where can I download the Netbank Mobile Application?
You can download Netbank Mobile Banking Application from Google Play Store and Apple Store.

What type of account I will get after the registration?
Regular Savings Account

What branch do I need to select during the account application?
Netbank Mobile Branch

Acceptable Valid IDs to open a Netbank Savings Account:

• Philippines Passport
• National ID or PhylSys ID
• OFW I.D.
• Seafarer’s Identity Document (SID)
• Driver’s License
• PRC Card
• NBI Clearance
• Police Clearance
• Postal I.D.
• Barangay Certification
• GSIS e-card
• SSS
• Senior Citizen’s Card
• UMID
• For Resident Aliens/Expats/Foreign Students – Alien Certificate of Registration, Passport, Visa, Immigrant Certificate of Residence, or Immigrant of Registration

How much is the minimum initial deposit?
No minimum initial deposit and No maintaining balance.

What is the Interest Rate?

• New account opening will get 3.25% interest p.a and no change in rate for the existing users.
• All other existing accounts will remain at their current rates.
• All existing users enjoying a 5.5% and 5% interest rate will receive a rate of 4.5% starting June 13, 2025.

*The interest rate offered may need to adjust in accordance with Netbank’s asset/liability requirements and market conditions.

When will I receive the Interest Rate?
Interest starts once your first deposit has been in the account for at least 24 hours. Credited daily and compounds over time.

Interest Computation Formulas: Time Deposit:
Minimum of 10,000 Php, No Cap. Effective April 8, 2025:
– 6 months at 4.5% per annum
– 12 months at 5% per annum

Dormant Account:
Inactive for 24 months (730 days). Reactivation requires request and ₱50 fee.

Updating Account Details / Closure:
Email CS for a code, then go to App Settings > FAQ > Change Request. Closure within 1 year is subject to ₱100 fee.

Netbank to Netbank: No Limit | Free
Instapay: Php 50,000 Limit | Free
Pesonet: Php 1M Limit | Free

Pesonet Crediting Batches:

• 10:40 AM: Transactions from 4 PM prev day to 10 AM current day.
• 1:40 PM: Transactions from 10 AM to 1 PM.
• 4:40 PM: Transactions from 1 PM to 4 PM.

*Weekend transactions reflect Monday 10:40 AM onwards.

Cash-In Agents:

• ECPAY (Alfamart, Puregold, etc.): 20 Php
• MLhuillier: 30 Php
• Panalo Express: 40 Php
• VIP Center: 5 Php
• Cebuana Lhuillier: Fee determined by Cebuana

Cash-Out Agents:

• MLhuillier: 2% fee
• Ayannah Network: 3% fee

Individual account needed first. Apply via App: Settings > FAQ > Merchant Account.

Requirements: Valid ID, Photo Signature, Selfie with ID, LGU Registration, DTI License, BIR (if available).

Features: Accept QRPH payments. Fee is 5PHP per transaction. Offers 2% interest with daily crediting. No payment limits.

Read more about our Product Disclosure Agreement Here