The Netbank Advantage: Your All-in-One Financial Toolkit

Watch your money work harder for you. Enjoy a competitive 3.25% p.a. interest rate on your standard high-yield savings. For those looking to lock in even higher returns, our Time Deposits offer a premium 5% p.a. for 1 year or 4.5% p.a. for 6 months, giving you guaranteed growth you can count on.

Moving money should never be a burden. With Netbank, you can transfer funds to other banks via Instapay (up to PHP 50k per transaction) or PESONET (up to PHP 1M per transaction) with zero fees. Need to send money to a fellow Netbank user? Enjoy instant, free Netbank-to-Netbank transfers using just a mobile number or account number.

▶ Watch Fund Transfer Guide

Note: PESONET transfers are credited in multiple batches daily, while Instapay and Internal transfers reflect immediately.

Skip the long lines and manage your obligations from the palm of your hand. Netbank’s comprehensive bills payment feature allows you to settle accounts for Electricity, Water, Internet, Cable TV, Telecoms, Tolls, and even Loans. It’s the fastest way to keep your household or business running smoothly.

▶ Watch Bills Payment Guide

Stay connected to what matters. Quickly buy Regular Load or Data Promos for all major networks, including DITO, Globe, TM, Smart, Smart Bro, and TNT. Whether for work or play, a top-up is only a few taps away.

Ready to take your business to the next level? Scale your operations by opening a Netbank Merchant Account. This allows you to accept customer payments via QRPH QR Codes for a flat fee of only PHP 5 per transaction. Plus, transferring your earnings from your Merchant account to your personal Netbank Mobile account is always free.

📋 Apply for Merchant Account

To apply: Ensure you have an individual account first, then complete the online application with your Valid ID, DTI/Business License, and Local Government registration.