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Expand Your Platform’s Capabilities with Netbank’s Newest APIs

Offer Bills Payment & Mobile Load Directly from Your Platform

In today’s competitive digital landscape, keeping users active and engaged inside your app is one of the toughest challenges for platform owners. Whether you operate an e‑commerce platform, a digital wallet, an HR portal, or a community app, driving high‑frequency interactions is key to long‑term user retention.

Netbank is excited to announce the launch of our latest Embedded Finance APIs: Bills Payment and Mobile Top‑Up / Buy Load. By integrating these powerful services directly into your platform, you can transform your app into a high‑utility, daily‑use digital hub—giving your customers more reasons to stay, transact, and return every single day.

Comprehensive Bills Payment API

Turn Your App into a One‑Stop Financial Hub

Utility and convenience drive customer loyalty. With Netbank’s Bills Payment API, your users no longer need to leave your application to settle their essential daily and monthly expenses.

Through a single, developer‑friendly integration, your platform gains instant access to over 100 billers nationwide, covering every major essential category:

By embedding bill payments directly into your customer workflow, you eliminate drop‑off points, elevate user convenience, and capture routine monthly transactions within your ecosystem.

Instant Mobile Top‑Up & Buy Load API

Tap into High‑Frequency Engagement

Prepaid mobile loading remains one of the highest‑frequency digital transactions in the region. Netbank’s Mobile Top‑Up & Buy Load API allows you to tap into this massive market with sub‑second execution and a seamless user experience.

  • Multi‑Network Coverage: Offer regular load credits and specialized data‑promo packages across major mobile networks.
  • Gaming & Digital Entertainment: Provide instant game PINs and credits for popular titles and digital platforms.
  • Real‑Time Processing: Deliver sub‑second processing and immediate digital confirmations to build user trust.

Whether your users need a quick data top‑up or game credits, enabling instant loading directly within your app creates recurring, micro‑interaction touchpoints throughout the week.

Why Integrate Netbank APIs?

Embedding financial infrastructure should be seamless, scalable, and profitable. Netbank’s developer‑first architecture ensures that your engineering team can launch new features rapidly while your business enjoys immediate operational benefits:

BOOST RETENTION

Increase Daily Active Users by turning your app into a daily utility tool.

NEW REVENUE

Generate recurring income through transaction‑fee sharing and value‑added services.

EASY SETUP

Developer‑friendly documentation and dedicated engineering support ensure a rapid, hassle‑free integration.

About Netbank

About Netbank

Netbank (A Rural Bank), Inc. is the first fintech‑centric, white‑label Banking‑as‑a‑Service (BaaS) platform in the Philippines. Operating as a fully licensed rural bank regulated by the Bangko Sentral ng Pilipinas (BSP) and insured by the Philippine Deposit Insurance Corporation (PDIC), Netbank provides the underlying banking infrastructure that allows technology companies, alternative lenders, e‑commerce platforms, and fintech innovators to offer embedded financial services—such as accounts, payments, loans, cards, and bill settlements—under their own brand.

By taking care of regulatory compliance, balance sheet management, and banking operations, Netbank empowers digital platforms to scale rapidly and democratize access to financial services across the Philippines.

Media Contact – Netbank