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Payment Gateway Infrastructure

Empower Local Payment Companies with Netbank.

Simplify payments, via API or file upload. Empower your merchants and platform users with instant payouts, automated settlements, virtual accounts, and seamless multi-channel fund transfers powered by Netbank’s regulated BaaS infrastructure.

Local payment company operations powered by Netbank infrastructure
  • API & File Upload Payouts
  • InstaPay & PESONet Routing
  • Automated Merchant Settlement
Payment Rails Seamless. Direct. Scalable.

We Simplify Your Payment Operations

Empower your merchants and platform partners with automated settlements, direct collections, and real-time transaction tracking powered by Netbank rails.

Payment Processors

Automate incoming payments from partners and customers directly into bank accounts with real-time tracking—no manual reconciliation required.g.

Payment Aggregators

Execute fast, secure bulk disbursements and payouts directly to your partners' bank accounts with automated notifications.

Payment Gateways

Access an all-in-one payment management solution to easily collect, track, and disburse funds to nominated accounts.

Physical Counter Partners

Grow your over-the-counter business by letting customers deposit cash directly into bank accounts or e-wallets.

Streamlined collection to bulk payout — powered by Netbank rails.

Powerful infrastructure designed to enhance your payment products, optimize workflows, and scale your operations. Select a tile below to explore features and get started.

Enable trackable Bank Transfer Payments for your clients

(suitable for Payment Processors)

Key Capabilities

Facilitate trackable bank transfer payments for your E-Commerce and Lending Clients.

Business Benefits

  • Easily track and reconcile bank transfers, QRPH, and OTC payments.
  • Receive real-time notifications whenever a payment is made (via webhooks or our partner dashboard).
  • Freedom to set up virtual collection accounts by transaction type or customer type.

The Target Audience:

Corporate Operating Accounts
Local Collect-via-VCA + QRPH

Direct Payout of sales proceeds to Merchants

(suitable for Payment Aggregators)

Key Capabilities

Disburse collected payments via your checkout page directly to online merchant bank/e-wallet accounts.

Business Benefits

  • Real-time transfers and no amount limit for disbursements to Netbank.
  • Real-time transfers until 50k via InstaPay.
  • Same-day transfers via PESONet for transactions until 3:00 PM.
  • Receive real-time status notifications for every disbursement.

The Target Audience:

Corporate Operating Accounts
Local Disburse-via-Transfers

Enable Pay-via-QRPH in checkout + Payout to Merchants

(suitable for Payment Gateways)

Key Capabilities

Enable trackable QRPH payments in checkout and disburse funds directly to merchant accounts.

Business Benefits

  • Help merchants easily collect and reconcile bank transfer payments inside checkout.
  • Allows for consolidated funds management on behalf of your merchant partners.

The Target Audience:

Corporate Operating Accounts
Local Collect-via-VCA + QRPH
Local Disburse-via-Transfers

Enable Debit-to-Account as a service in physical outlets

(suitable for Physical Counters)

Key Capabilities

Accept cash via physical outlets and deposit it directly to recipient bank/e-wallet accounts.

Business Benefits

  • Real-time transfers and no amount limit for transfers to Netbank.
  • Real-time transfers until 50k via InstaPay.
  • Same-day transfers via PESONet for transactions until 3:00 PM.
  • Receive real-time notifications and status for every transfer.

The Target Audience:

Corporate Operating Accounts
Local Disburse-via-Transfers

Your Trusted Banking Partner

Why Choose Netbank?

Local market knowledge, secure technology and transparent services designed to make payments in the Philippines easier.

Why Partner with Netbank?

5000+ platforms are already scaling with us.

Deep Local Expertise

Navigate PH Regulations Without the Guesswork We know the rules, the market, and the payment habits — so you don't have to learn them the hard way.

Enterprise-Grade Security

Your Transactions, Fully Protected Bank-grade encryption and compliant data handling, so security is one less thing on your plate.

Developer-First Integration

Launch Fast, Scale Easy Reliable APIs built to get you live quickly — and grow with you as volume increases.

Transparent Pricing

No Surprises on Your Margins Predictable fees, no hidden charges — know your costs before you commit.

Dedicated Support Team

Help, When You Actually Need It Real 24/7 technical support on hand, so payment issues get fixed before they become downtime.

Banking infrastructure made simpler. Engineered around your business.

Let’s Build Together

Schedule Your Strategy Session

Connect with our deployment experts to map out your infrastructure needs. Join 50+ global platforms scaling efficiently across the Philippines.

  • 30-Min Discovery
  • Zero obligation
  • BaaS Deployment Experts

Your information will be handled securely and used only to arrange your discovery call.

Ready to expand your payment operations? Launch Your PH Operations Today

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Netbank (A Rural Bank) Inc. is regulated by the
Bangko Sentral ng Pilipinas (BSP)

For any concerns, you may contact them directly at (02) 8708-7087 or email at consumeraffairs@bsp.gov.ph.

Deposits are insured by PDIC up to P1,000,000 per depositor.