Netbank and Atome partner to give millions of unbanked Filipinos their first Savings Account
BGC, PHILIPPINES – Netbank, the first Banking-as-a-Service platform in the Philippines, has announced a partnership with Atome Philippines, to broaden access to secure, convenient, and digital-first Savings accounts for millions of unbanked and underbanked Filipinos.
Through the collaboration, Netbank’s white-label banking infrastructure will enable Atome Philippines users to access regulated savings products directly within the Atome app.
Empowering the Next Generation of Savers
Atome Philippines users can now open high-yield savings accounts with a current interest rate of 3.25% per annum. Designed to encourage a stronger savings culture among younger, mobile-first Filipinos, the product offers daily interest crediting with no minimum balance requirements and no lock-in periods, providing a simple, flexible, and rewarding way to manage money.
The Atome Savings account is also PDIC-insured, giving customers added confidence as they grow their savings through a fully digital experience.
Atome
“At Atome, we've always believed financial services should work for everyone — not just those who already have access. With Netbank, we’re now making it easier for more Filipinos to seamlessly save and grow their money, safely and securely, all within the Atome app.”
Christian Quiros
President and Country Manager for Atome Philippines
Netbank
“This partnership with Atome reflects Netbank’s mission to make regulated banking services more accessible through the digital platforms Filipinos already use and trust. By combining Atome’s strong consumer reach with Netbank’s secure and scalable banking infrastructure, we are helping expand access to savings and payment services in a way that is simple, compliant, and built for today’s digital-first customers.”
Iann Sicat
Chief Executive Officer of Netbank
The partnership is built around two key areas:
- Atome Savings: A secure, PDIC-insured savings product that allows users to earn daily interest and grow their funds conveniently through the Atome app.
- Seamless Disbursements: Netbank’s API-led platform enables faster disbursements and real-time payment settlements, supporting a smoother user experience.
This collaboration marks an important milestone in the Philippine digital banking landscape. Combining Atome’s AI-driven capabilities and broad consumer base with Netbank’s specialized Banking-as-a-Service model will drive meaningful financial inclusion and improve access to regulated savings products across the country.
About Netbank
Netbank is the first Banking-as-a-Service platform in the Philippines. It provides a full range of banking services, including accounts, cards, payments, and loans, to fintechs and financial institutions through simple API integrations. Netbank enables partners to offer regulated banking products to their own customers quickly, securely, and at scale.
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