E-Commerce

By working with Netbank, eCommerce providers can lend safely and get to market fast. Netbank’s systems can integrate directly with eCommerce platforms’ systems via API. Netbank can either assume credit risk or operate under a guarantee arrangement with the originating platform.

We understand that you aim to

Most e-commerce marketplaces already have ways to handle payments, often using banks or payment processors. Competing on price alone may not be ideal. Instead, we can offer more value by providing credit or financing to their merchants, which can help them earn more and grow their transactions.

Another opportunity is to offer accounts-as-a-service to marketplaces that don’t have this setup yet.

There are many similarities between the needs of e-commerce platforms and enablers and those of e-commerce marketplaces. Both require loans and accounts-as-a-service. However, there is a greater opportunity to offer our CMS solutions, such as QRPH or VCA, to e-commerce platforms and enablers.

We have solutions for you

That you can use to reinforce your payment products and processes. Click on any tile below to learn more and get started

Marketplaces

(suitable for Marketplaces)

This solution will allow you to: 

  • Enable E-commerce Marketplaces to offer loan solutions to their merchants
  • E-commerce Marketplaces to launch their own white-labeled operating wallet

The benefits that you get: 

Loan Benefits

  • Improve merchants’ cash flow by enabling a credit facility 
  • Interest income as additional revenue

AaaS Benefits

  • Improve user expereince
  • Close loop wallet can encourgae transactions within the platform
  • Can initate marketing initiative through aaccounts
  • Interest income

The products within this solution: 

Credit line

Term loan

Receivable financing

Accounts-as-a-service

We currently have 10 clients who are currently using this solution: 

Interested in this solution?
Click here to connect with our Solution Manager

Platform / Enablers

(suitable for Platform / Enablers)

This solution will allow you to: 

  • Improve merchants’ cash flow by enabling a credit facility
  • Launch your own white-labeled operating wallet
  • Accept QRPH payments from oflline stores

The benefits that you get: 

Loan Benefits

  • Improve merchants’ cash flow by enabling a credit facility
  • Interest income as additional revenue

AaaS Benefits

  • Improve user expereince
  • Close loop wallet can encourgae transactions within the platform
  • Can initate marketing initiative through aaccounts
  • Interest income

CMS (Collect via QRPH or VCA)

  • Allow for more payment collection options
  • Improve payment collection tracking

The products within this solution: 

Credit line

Term loan

Receivable financing

Early settlements

Accounts-as-a-service

Collect via QRPH or VCA

We currently have 10 clients who are currently using this solution: 

Interested in this solution?
Click here to connect with our Solution Manager

Not interested in any of these solutions?
View our list of products and craft your own solution

Why Choose Netbank?

  • Local Expertise:
    We understand the unique needs of the Filipino market and provide solutions that align with local preferences and cultural nuances.
  • Security First:
    Your transactions are protected by the latest encryption and authentication technologies, ensuring a safe and secure payment environment.
  • User-Friendly Interface:
    Our platform is intuitive and user-friendly, designed for everyone from tech-savvy individuals to newcomers in digital payments.
  • User-Friendly Interface:
    Our competitive pricing ensures you get the most value for your money, without hidden fees or unexpected charges.
  • Customer Support:
    Our dedicated customer support team is ready to assist you promptly and effectively, ensuring your satisfaction.

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Netbank (A Rural Bank) Inc. is regulated by the
Bangko Sentral ng Pilipinas (BSP)

For any concerns, you may contact them directly at (02) 8708-7087 or email at consumeraffairs@bsp.gov.ph.

Deposits are insured by PDIC up to P500,000 per depositor.